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Furthermore, clients for this kind of plan can have extreme lawful or criminal histories. It's crucial to keep in mind that different carriers provide a range of issue ages on their assured problem policies as reduced as age 40 or as high as age 80 - does life insurance pay for funeral expenses. Some will certainly also offer higher stated value, as much as $40,000, and others will certainly permit far better survivor benefit conditions by improving the rate of interest rate with the return of premium or decreasing the variety of years up until a complete death advantage is offered